Download the app
Send & receive money instantly
anywhere, anytime.
A fast, secure, and simple way to manage your money. No banks. No drama.
Features
Everything you need to manage money, all in one app.
Save Intelligently
Smart saving rules help you stash cash for your goals — whether it’s a new phone or your dream trip.
Spend with Purpose
Track your expenses in real-time with clean visuals and spending insights that actually make sense.
Send & Receive Instantly
Transfer money in seconds. No delays. No unnecessary fees. Just tap, and done.
Bank-Level Security
Your money and data are protected with encryption, biometric login, and fraud detection.
How it works
From signup to sending money it's smooth, fast, and easy.
1
Create Your Account
Sign up in seconds using just your phone number or email. No paperwork. No long forms. Start managing money instantly.
2
Add Money
Top up your Payit wallet from your bank account, credit/debit card, or mobile money services. Instant and secure.
3
Send & Receive Payments
Whether you’re paying a friend or receiving from a customer, Payit makes transactions smooth, fast, and hassle-free.
4
Pay Bills & Buy Services
From electricity and water to internet and airtime — manage all your monthly expenses in one place, on your schedule.
Security
Your money is protected
Your data is encrypted and protected.
Licensed and compliant with somalia regulations.
Two-factor authentication built-in.
FAQ
Got questions? We’ve got answers.
Is Payit free to use?
Yes! Creating an account and using core features like sending, receiving, and bill payments is completely free.
Some premium features or specific services (like cross-border transfers or business tools) may have small fees — but we always show them upfront. No hidden charges.
How do I add money to my Payit wallet?
Is my money safe with Payit?
Can I use Payit to pay bills?
Can I send money to someone who doesn’t have Payit?
What happens if a payment fails?
Pricing
Simple plans. No hidden fees.
Contact us
Reach out anytime ,we're here to help.
Ready to take control of your money?
Join thousands who are switching to Payit to simplify their finances.